Digital Banking or Digital Rights Abuse?
Digital Banking or Digital Rights Abuse?
How ICICI Bank’s KYC Harassment Violates the Fundamental Right to Privacy
By Rakesh Raman
New Delhi | December 27, 2025
The relentless barrage of KYC emails, SMS alerts, and automated warnings sent by ICICI Bank is not a minor service lapse—it is a direct assault on the fundamental right to privacy guaranteed under the Indian Constitution. What is being passed off as “regulatory compliance” has, in practice, become a form of institutionalised digital harassment that thrives in the absence of accountability, regulatory courage, and respect for citizens’ rights.

